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• ✅ Complete paperwork online.
• ✅ Access medical advice via smartphone.
• ✅ Receive free vaccinations and telephone advice.
• ✅ Enjoy Germany’s best health insurance.

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Your Partner in Health Insurance

Best Public Health Insurance Companies in Germany

In Germany, insurance is highly prioritized, covering everything from household and liability to accident, travel, and life insurance. Repatriation insurance is also available for foreigners, including students. While you might only need some types of insurance, this guide will introduce you to essential ones that ensure your peace of mind.

Leading Health Insurance Providers

• Techniker Krankenkasse (TK)
• BARMER
• AOK
• HEK

These companies offer statutory health insurance as your gateway to Germany’s top-tier healthcare system. You can trust that all your health needs will be well met with high-quality medical care from hospitals and doctors.

Benefits of Public Health Insurance

Public health insurance in Germany offers comprehensive coverage, ensuring your financial security in case of illness. Family members can also benefit from free family insurance. TK and other leading providers simplify the process, offering clear explanations of the healthcare system.

Frequently Asked Questions

Can I be insured for all necessary healthcare services and treatments?

TK covers all necessary healthcare services and treatments, including doctor visits, specialists, approved therapists, hospitals, primary dental care, and prescription medications.

What is the e-health card?

Your e-health card is your ID for medical services. It stores all necessary information about your health insurance and emergency data, ensuring easy and safe treatment. Medical services are billed directly to your insurer when scanned at a doctor’s office or hospital.

Is prescription medication covered?

Yes, TK covers prescription medications doctors deem medically necessary. Prescriptions are colour-coded: pink and yellow prescriptions are covered by public health insurance, while green and blue prescriptions are not. Statutory co-payments between €5 and €10 per package apply to covered medications.

How do I find a doctor who can speak my preferred language?

BARMER’s Doctor Finder tool helps you locate doctors throughout Germany, including those who speak your preferred language.

Conclusion 

Choosing the right health insurance is very much important for your well-being while studying in Germany. With comprehensive coverage, easy online processes, and support from leading health insurance providers, you can focus on your studies and cultural experiences without worrying about healthcare logistics. Get your free quote today and secure the best student health insurance.